Jumbo Loan in Alpharetta, GA

The Mortgage Brothers believe that a Jumbo loan shouldn’t mean a Jumbo interest rate. In fact, our Jumbo rates are so good that you’ll be surprised they aren’t Conventional rates. Most lenders consider Jumbo loans to be a higher risk product and they raise their rates and fees accordingly.

We believe that highly qualified folks like you will make their mortgage payments on time regardless of the loan amount. For that reason, we underwrite some of the lowest rates in the industry for folks who borrower above the conventional loan limit. We also offer a ‘no cost’ refinance option for loan amounts between $484,350 and $2 million.

In mortgage speak, Jumbo refers to loans that exceed the limits set by the government-sponsored enterprises that buy most home loans and package them for investors.

Jumbo mortgages, or Jumbo loans, are those that exceed the dollar amount loan-servicing limits put in place by GSE’s Freddie Mac and Fannie Mae. This makes them non-conforming loans.  As of 2019, these limits are $484,350.

The Mortgage Brothers offer Jumbo loans up to $3,000,000 for purchase and refinance. Highly qualified buyers are able to lock in interest rates very close to conventional rates despite having loan balances above the conventional loan limits.  Both fixed and adjustable-rate jumbo mortgages with various term options are available. These mortgages can be used for primary homes, as well as for investment properties and vacation homes. 

Thanks to a new investor relationship started in 2019, the Mortgage Brothers are now offering the most competitive Jumbo loan rates for home purchase and refinance in the country. 

How to Qualify For a Jumbo Mortgage

Jumbo loans tend to have stricter underwriting guidelines and require higher credit scores than other loan types. Call today for a Jumbo loan quote and see why the Mortgage Brothers are Georgia’s price leader. As with all our products, you’ll never have to worry about a pre-payment penalty or application fee.