Purchase

Home Purchase Loans in Alpharetta, GA

Whether you are buying your dream home or looking for the perfect investment property, the Mortgage Brothers are here to give you the edge you need. A home will likely be the biggest investment of your life. It is critical to have a Mortgage company that can provide the service you need for a smooth process from application to closing while also giving you access the best available price. Recent changes to the tax code are making it tougher for Americans to write off mortgage interest on their primary residence. Now more than ever, it pays to lock in the best possible rate.

Working with the Mortgage Brothers gives you access to over 50 years of Real Estate Lending experience. Home buying is a complex transaction. Having the Mortgage Brothers on your side ensures you top-notch service for a stress-free buying process. Working directly with an Owner gives you access to industry leading pricing. As with all our loan products, you’ll never have to worry about a pre-payment penalty or application fee. 

Before you own your home, own your mortgage. The Mortgage Brothers ensure that you own a mortgage that wins on price and wins on service.  

Buyer’s Advantage:

The current real estate market is competitive and fluid. The Mortgage Brothers buyers have access to the perfect toolbox:

  • Same day pre-approval
  • 24 hour underwriting
  • Pre-approval letters provided nights and weekends
  • Industry Leading Rates
  • Top notch communication for all parties to the transaction
  • Educational, interactive home buying experience

Your Home, Your Dream

Price

The cost of your home financing is determined by two factors: Closing Costs and Interest Rate. Closing costs represent a one-time fee paid at the time of closing while an Interest Rate is a cost paid over the course of your loan term up to 30 years. In most cases, interest is the biggest expense of home ownership. A $400,000 mortgage at 4.5% fixed interest rate will cost $329,000 in interest over 30 years. That same mortgage at 4.25% costs $21,000 less over the same period.

Locking in the lowest rate is a critical ingredient in achieving your personal financial goals. A low rate is a proverbial gift that keeps on giving. When lining up your new mortgage, shop the banks first, then bring your quote to the Mortgage Brothers to see how much you can save. As Georgia’s price leader, the Mortgage Brothers consistently provide the lowest closing costs and interest rates for home buyers. Low overhead and Owner-Direct origination is our recipe for winning the local mortgage game. Big banks cannot compete.

Service

Your mortgage provider is the most critical piece to the homeownership puzzle.  The home buying process involves 6 distinct service providers and a number of other lesser players that must come together like an orchestra to make the sweet music of signing at closing and stepping through the door of your new home. Any orchestra needs a good conductor to keep everything on track and on time. From Buyer to Seller, Agent to Agent, Title Company to Appraiser, Underwriter to Closer – all are dependent upon funds for your mortgage being at the closing table so you can sign and drive with keys in hand.  

The Mortgage Brothers have curated a staff of the best performers in the most critical roles for your home purchase transaction. We are the veteran conductor who makes sure that a new home doesn’t slip through your fingers because of a mistake or oversight. We know that we are only as good as our weakest link. It takes a great team to get you into your dream home.

Our team of veteran employees and service providers are proactive, accountable, and capable of handling any curveballs that may come up. Our tried and true process is why Georgians like you have trusted Mark and Mike with their biggest financial transactions for more than 2 decades.

Begin The Home Loan Process Today!